Welcome to my Substack 👋

Hi, I’m Tom, a Chartered Financial Planner, working in and around Cambridge.

I write about money and, more broadly, life - as the former fuels the latter.

In my spare time you’ll either find me in the garden, on the river, up a mountain, or lost in a good book… I’ve also been known to whip up a feast 👨🏼‍🍳

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What I Do

I help people build wealth, reduce tax, and retire on their own terms 📈

Whether it's planning for retirement, a business exit or providing peace of mind for the unexpected, my role is to help you make these goals achievable.

I’m well aligned to work with:

📍Business owners

📍Professionals

📍Trustees

📍Retirees

I aim to build long-term relationships and provide an ongoing, personalised service to ensure your plan stays on track and adapts as and when required.

What I can help with:

1️⃣ Reducing taxes and investment costs 📉

2️⃣ Planning for your desired future

3️⃣ Tax-efficient investing 📈

4️⃣ Passing on wealth

5️⃣ Protection (insurance, not henchmen) 🛡️

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This is not personal advice based on your circumstances.